Who It's For

The Right Governance Platform
for Your Situation

OptimalFinancial is built for the complexity of real wealth -- multiple brokers, multiple jurisdictions, multiple stakeholders. Find your fit below.

Private Investors Family Offices Trustees & Trust Officers IFAs & Advisors
Private Investors

Consolidate Every Broker. Govern Every Asset.

For self-directed HNW individuals holding across IBKR, Schwab, Saxo, and beyond -- without an advisor in the middle.

Common pain points
  • Positions scattered across 3+ brokers with no unified view of net worth
  • No structured framework to track progress toward financial independence
  • Documents -- wills, insurance policies, account agreements -- stored in email threads
How OptimalFinancial solves it
  • One governed dashboard: all brokers, all asset classes, real-time aggregation via SnapTrade
  • FI Timeline: model your path to financial independence with live projections against your target
  • Encrypted Document Vault: store and retrieve critical documents securely, in-platform
Start with Professional Professional plan — $349/mo
Your governed portfolio view
Total net worth tracked
$2,847,400 USD
Brokers connected
4 brokers
FI timeline projection
8.4 years
Governance score
82 / 100
Multi-broker
FI Planning
Document Vault
AI Commentary
Family Offices

One Platform for the Entire Household.

For principals managing wealth across multiple family members, entities, and generations -- with governance that scales.

Common pain points
  • Household net worth split across spouses, trusts, and holding entities with no consolidated view
  • Succession planning is a spreadsheet -- no structured governance or timeline
  • Multi-user access without granular permissions creates compliance exposure
How OptimalFinancial solves it
  • Household management: consolidate portfolios across family members under one governed view
  • Estate planning module: succession timeline, beneficiary mapping, document governance
  • Multi-user access: role-based permissions, audit trail, white-glove onboarding included
Start with Family Office Family Office plan — $799/mo
Household governance overview
Household net worth
$14,200,000 USD
Members tracked
3 family members
Entities
2 trusts + 1 LLC
Estate readiness score
74 / 100
Household View
Multi-user
Estate Planning
White-glove Onboarding
Trustees & Trust Officers

Compliance Built In. Reporting Ready.

For professional trustees and trust officers managing discretionary accounts with FATCA, CRS, and beneficiary reporting obligations.

Common pain points
  • FATCA/CRS classification and TIN collection managed manually across Excel and email
  • Beneficiary reporting requires pulling data from disparate systems at period-end
  • Document governance -- trust deeds, account agreements -- scattered across shared drives
How OptimalFinancial solves it
  • FATCA/CRS module: W-8BEN / W-9 collection, classification workflow, TIA filing preparation
  • Transaction reporting: structured broker_transactions ledger, grouped by type, currency, broker
  • Secure Document Vault: governance-grade storage for trust deeds, KYC documents, tax forms
Start with Professional Professional plan — $349/mo
Compliance status at a glance
FATCA classification
Passive NFFE confirmed
TIN on file
W-8BEN collected
CRS classification
Non-Reporting FI filed
Transaction records
1,240 rows, exportable
FATCA / CRS
W-8BEN / W-9
Tx Reporting
Document Vault
IFAs & Advisors

Your White-Label Portal. Your Client Relationships.

For independent financial advisors who want institutional-grade governance tools without the institutional price tag -- and a way to grow recurring revenue.

Common pain points
  • Clients manage 5+ accounts independently -- no unified view to advise against
  • Reporting at quarter-end means hours of manual consolidation per client
  • No scalable way to demonstrate ongoing governance value to justify retainer fees
How OptimalFinancial solves it
  • Up to 10 client portfolios per seat: governed dashboards for each client, managed centrally
  • White-label portal option: present the platform under your brand to clients
  • AI-generated client reports: governance commentary and portfolio summaries, ready to share
Start with IFA / Advisor IFA / Advisor plan — $599/mo
Advisor client dashboard
Client portfolios managed
8 / 10 seats
Total AUM tracked
$42,600,000 USD
Reports generated this month
8 client reports
White-label status
Active custom domain
10 Client Seats
White-label
AI Reports
Advisor Dashboard

Not Sure Which Plan Fits?

Our plans are designed around real use cases. If your situation is more complex -- multi-entity, institutional, or partnership -- we can scope a custom solution.

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OptimalFinancial is a technology platform. Nothing on this page constitutes financial advice. No client assets are held or managed.