Pricing

Simple, transparent pricing

Choose the plan that fits your wealth governance needs. All plans include bank-grade security, encrypted data storage, and priority support.

Essential

$149/mo
For individual investors
  • Single user access
  • 1 portfolio
  • Core governance rules
  • Governance score & breakdown
  • FI timeline tracking
  • 30-year projections
  • Document vault
  • AI portfolio commentary
  • Portfolio news with sentiment
Get Started

Family Office

$799/mo
For households & families
  • Everything in Professional
  • Household management
  • Multi-user access
  • Consolidated reporting
  • Fixed asset tracking
  • White-glove onboarding
  • Dedicated support
Get Started

IFA / Advisor

$299/mo
For independent financial advisors
  • Up to 10 client portfolios
  • White-label option
  • Client reporting
  • Advisor dashboard
  • Referral programme access
  • Bulk onboarding tools
Contact Sales

Frequently asked questions

Can I cancel at any time?
Yes. Monthly subscriptions can be cancelled at any time with no penalty. You retain access until the end of your billing period. See our Refund Policy for details.
Is there a free trial?
We offer a live demo account you can explore immediately with pre-populated data. No credit card required.
Do you provide financial advice?
No. Optimal Financial is a software tool for portfolio tracking and governance. We do not provide investment advice, tax advice, or any regulated financial service. See our Terms of Service.
Where is my data stored?
All data is stored on AWS infrastructure in the US-East-1 region with encryption at rest and in transit. See our Privacy Policy.
Can I upgrade or downgrade my plan?
Yes. You can change plans at any time. Upgrades take effect immediately, and downgrades take effect at the start of the next billing cycle.
What brokers do you support?
We support Interactive Brokers, Charles Schwab, Saxo Bank, and Swissquote. Additional broker integrations are on our roadmap.

Ready to take command of your wealth?

Start with a free demo or sign up today. No credit card required to explore.