Consolidate multi-broker portfolios, enforce allocation rules, and track your path to financial independence. Bank-grade security. No investment advice. Just clarity. The governance infrastructure wealth managers use — now available directly to you, without the advisor fees.
Stop toggling between broker tabs and spreadsheets. See your full financial picture, enforce your rules, and plan for the decades ahead.
Connect 100+ brokerages securely with read-only access -- Schwab, Interactive Brokers, Fidelity, TD Ameritrade, and more. Every position in one dashboard. No more logging into multiple portals.
Set your FI number, track progress monthly, and run 30-year projections. Know exactly when work becomes optional.
Wills, trusts, deeds, and insurance policies -- encrypted at rest and in transit with bank-grade security. Access anywhere; share with advisors on your terms.
Define allocation limits, concentration alerts, and rebalancing triggers. Your investment policy enforced automatically -- not just documented.
Real-time market data and performance analytics. Benchmark against indices, track tax lots, and see exactly where returns come from.
Map beneficiaries, model exit strategies, and manage multi-member household portfolios -- all with a full audit trail for your advisors.
Maintain your tax residency profile, US person status, TIN records, and FATCA/CRS classifications in one place. Built for internationally mobile HNW individuals and Cayman-based structures.
Your portfolio data, interpreted for you. AI works behind the scenes to deliver plain-language commentary on your holdings, bullish and bearish news sentiment per ticker, and proactive alerts when your allocation drifts — so you always know what is happening without reading the raw data yourself.
Whether you are managing your own portfolio, administering client trusts, or advising a book of high-net-worth individuals — OptimalFinancial gives you the governance infrastructure that was previously only available to institutional players.
Individuals and families managing significant personal wealth across multiple accounts and brokers
Aggregate every broker, account and asset class into a single governed view. Track your financial independence timeline, manage household members, store documents securely, and get intelligent commentary on your portfolio — all in one private, encrypted platform. The governance infrastructure wealth managers use, now available directly to you without the advisor fees.
Professionals with fiduciary responsibility over client assets and trust structures
Built for fiduciary responsibility. Map beneficiaries, maintain a full audit trail, manage FATCA & CRS compliance profiles for complex trust structures, and store trust deeds and correspondence in an encrypted document vault. Give your clients institutional-grade governance — without the institutional price tag.
Licensed advisors managing investment portfolios on behalf of multiple clients
Manage your entire client book from a single dashboard. White-label the platform with your brand, generate governed portfolio reports, and give every client a professional, auditable view of their wealth. Built for Caribbean and UK advisors.
Every plan includes encrypted storage, real-time market data, and AI-powered portfolio insights. Pay monthly or save two months with annual billing.
Exploring Enterprise or Advisor plans? Have questions about how OptimalFinancial fits your setup? We respond within one business day.
OptimalFinancial is built by Maddison Inc. for people who take their wealth seriously -- whether you manage one portfolio or ten. Tell us what you need and we will show you how the platform fits.