Built for HNW Investors & Family Offices

Every broker, every asset,
one governed view

Consolidate multi-broker portfolios, enforce allocation rules, and track your path to financial independence. Bank-grade security. No investment advice. Just clarity.

No credit card required to explore

Six pillars of wealth governance

Stop toggling between broker tabs and spreadsheets. See your full financial picture, enforce your rules, and plan for the decades ahead.

Multi-Broker Aggregation

Schwab, Interactive Brokers, Saxo, Swissquote -- every position from every broker in one dashboard. No more logging into four portals.

Financial Independence Timeline

Set your FI number, track progress monthly, and run 30-year projections. Know exactly when work becomes optional.

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Secure Document Vault

Wills, trusts, deeds, and insurance policies -- encrypted at rest and in transit on AWS. Access anywhere; share with advisors on your terms.

Governance Rules

Define allocation limits, concentration alerts, and rebalancing triggers. Your investment policy enforced automatically -- not just documented.

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Performance Analytics

Real-time market data via Polygon.io. Benchmark against indices, track tax lots, and see exactly where returns come from.

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Estate & Household Planning

Map beneficiaries, model exit strategies, and manage multi-member household portfolios -- all with a full audit trail for your advisors.

256-bit
AES encryption at rest & in transit
AWS
Hosted on Amazon Web Services (US-East-1)
4 Brokers
Schwab, IBKR, Saxo, Swissquote
AI-Powered
Portfolio commentary & news sentiment via Claude

Pricing that scales with your wealth

Every plan includes encrypted storage, real-time market data, and AI-powered portfolio insights. Pay monthly or save two months with annual billing.

Essential

$149/mo
For individual investors
  • Single user access
  • 1 portfolio
  • Core governance rules
  • FI timeline tracking
  • Document vault
Start Free Trial

Family Office

$799/mo
For households & families
  • Household management
  • Multi-user access
  • White-glove onboarding
  • All Professional features
  • Dedicated support
Start Free Trial

Enterprise

Custom
Family offices over $10M AUM
  • Custom integrations
  • Dedicated infrastructure
  • SLA guarantees
  • Tailored onboarding
Contact Sales

IFA / Advisor

$299/mo
For independent financial advisors
  • Up to 10 client portfolios
  • White-label option
  • Client reporting
  • Advisor dashboard
Contact Sales

Talk to our team

Exploring Enterprise or Advisor plans? Have questions about how OptimalFinancial fits your setup? We respond within one business day.

Built by investors, for investors

OptimalFinancial is built by Maddison Inc. for people who take their wealth seriously -- whether you manage one portfolio or ten. Tell us what you need and we will show you how the platform fits.

Email info@maddisoninc.ky
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Thank you! We will be in touch shortly.